I am a senior citizen and I don’t have much money to spend on others at Christmas. What are some ways that I can minister to those around me on a limited budget?

First, one of the best ways to minister to those around you is through prayer. James 5:16 says, The prayer of a righteous man is powerful and effective.

Second, not only can you pray for your friends, but perhaps you could drop them a note or e-mail to let them know you are doing so! Also, use your note to give a word of encouragement.